Mortgage Rates are Slipping Upward in General

As part of my continued service to you, I'd like to provide the most up-to-date interest rates at Prosperity Home Mortgage. This is an indication of mortgage rates at the time this document is published. Specific rates are quoted based on a borrower’s qualifying criteria, credit score, equity, property type, and any applicable state-specific requirements. I would like the opportunity to provide specific rate quotes to your clients based on their specific needs.

REFERRAL PARTNER RATE SHEET November 7, 2015   Rate APR Points 30 Year Fixed 3.875% 4.033% 0.500 15 Year Fixed 3.250% 3.428% 0.000 5 Year ARM 3.000% 3.032% 0.125 5/5 ARM (>$417K) 3.125% 3.257% 0.000 5 Year FHA ARM 3.250% 3.705% 0.000 30 Year FHA 3.625% 4.733% 0.000 30 Year VA  3.625% 4.059% 0.625 5 Year VA ARM 3.250% 2.952% 0.000 30 Year USDA 3.625% 4.518% 0.375 Two Step 15/15 ARM 3.625% 3.527% 0.000 30 Year Jumbo 3.875% 3.912% 0.000

Prosperity Home Mortgage and I look forward to working with you to develop client relationships that last a lifetime. Please contact me at 410-937-1520 or lisa.diesel@phmloans.com if I can assist you or any of your clients.